Cutting The Cost Of Landlord's Insurance

Apart from agency fees and mortgage costs, the principal overheads associated with a property portfolio relate to maintenance and landlords insurance. If this sounds like we are mixing together two separate topics, then you might like to consider that maintaining your property in a good state of repair is an important factor in keeping down the costs of landlords insurance.5B6

It is not that landlords' insurance premiums are directly related to property condition; however there is an indirect link that can make considerable difference to you. This is because the total cost of insurance is not just the premium, but also how a claim is settled. Failing to keep your property well looked after might not directly increase your landlord insurance premiums, but insurers may not wish to cover a poorly maintained property at all. And when it comes to paying a claim, the insurance company will look carefully at the state of the property to ensure that there is no degree of "betterment" in the settlement.

In other words, if premises already needed significant repairs before they suffered fire damage, the insurance company, when considering how much it will pay out for your fire claim, would take into account the money you would have had to spend on making them good in any event.

It is no good thinking that the building will be so badly damaged that the insurance company will never know - the majority of claims are not for total loss but for partial damage so there is likely to be plenty of evidence about. And even if the premises are totally destroyed, the underwriters may well look at the balance of your portfolio for an indication of how good the level of maintenance was.

If this sounds a bit too much like "big brother" for your taste, it is worth remembering that the money insurance companies p5B4ay out in claims comes from your landlords insurance premiums, so you do not want them paying out more than necessary to other people, or you will end up paying for their largesse.

Of course, it is important to ensure that you have the right landlord insurance in the first place. For residential buy-to-let properties, a standard home insurance policy will be unsuitable, partly because there is likely to be a condition that you are occupying the premises yourself, but also because some of the covers you will require are likely to be missing.

For example, only a special landlord's insurance policy is likely to include insurance for loss of rent and to cover the cost of re-housing a tenant following damage (this is typically up to 30% of the buildings sum insured).

Similarly, most conventional home insurance policies will not cover extended periods of unoccupancy between lets, whereas a specialist landlord's insurance policy will be more flexible, albeit subject to some sensible precautions being taken.

Specialist landlord's insurance policies are also likely to be more accommodating when it comes to property construction; imposing additional charges only on exceptional properties such as those constructed substantially from timber or with a thatched roof. They will also include employers' liability insurance, which is essential if you use direct labour for cleaning, repairs and so on.

Many of the landlords as426sociations provide insurance schemes designed especially for buy to let investors and offering enhanced benefits and reduced costs for members. For many landlords, it is worthwhile joining one of these associations simply to take advantage of the competitively priced insurance deals.

http://www.alanboswell.com/landlords_insurance/index.aspx

Stairgaugeriserlayout

10 Features That Increase The Value Of A Home

We all want to get the biggest bang for our buck - especially when it comes to our home. After all, your home can absorb a lot of dollars in a hurry. Here are 10 features that typically increase the value of a house.

Stair Nosing

Adding A Cable Railing To Your Deck

Replacing your old wood railing with a cable railing can really open up your view. Wood balusters are visually obstructive and can make enjoying the view from your deck more like trying to see a movie when the guy seated in front of you is 6 foot 7. Cable railings are becoming popular since the cables provide a safety barrier but with the least visual mass, in many cases almost dis2238appearing from your view.

The main things to consider are:

1. Building code requirements.

2. Understanding the importance of structural rigidity in the post system.

3. What type of posts/frames to use and where to purchase them?

4. Which cable/fittings to use and where to purchase them?

5. Installation, do you hire a contractor to install the railing or DIY?

Building Codes:

Cable railings are allowed by building codes in most areas of the US. In many areas, if the rail is over

30" off the ground, it must be at least 36 inch tall. In a few townships, it must be 42 inch tall. Cables

must be spaced and tensioned to prevent a 4 inch ball from passing through any opening. You should contact your local building code enforcement office (before buying the materials). to make sure any local code revisions are understood.

Structural rigidity:

A cable railing differs from a standard wood spindle railing in that the cables need to be tensioned quite a bit to meet the 4 inch ball code requirement. This places a lot of force on the end posts. For wood spindles it may be OK to have a 3-7/8 inch space between spindles but for cable, cable deflection must be

considered. It is not practical to tension the cables so that they would be impossible to deflect so most

cable railing manufacturers recommend a 3 to 3 1/4 inch space between the cables.

In a cable railing system, the end and corner posts have to be able to handle an enormous amount of force. The combined tension of all the cables can equal the weight of a small car. It is very common that an amateur cable railing designer/builder fails to understand the forces involved and how to safely counter

act them. Seek help from someone with proven experience here or your railing can end up failing your

building inspection and be very costly to rectify.

POSTS/FRAMES:

There are basically three types of material suitable for cable railing posts: metal, wood and concrete.

Note: Composite lumber is not strong enough to be used for cable railings.

Here are the main types of posts and some things to consider:

-- WOOD:

Wood posts can be a good option for rustic style homes. Wood is more visually bulky than metal however so it may not be the best choice where a preserving your view is the primary concern. Wood is a good option for the budget minded as it is fairly inexpensive and can be cut and drilled with inexpensive tools. A

drill press is advisable for drilling holes straight through the post. This is pretty important since you

will be drilling hundreds of holes and if you get one crooked, it will change the "visual line of the cables" and make the whole job look sloppy. Some cable fitting manufacturers offer a drill guide to aid in

this. Wood siding is not suitable for an end post unless there is significant wood blocking behind it and

long lag screw fittings are used.

Many people elect to use one of the exotic (outdoor hardy) hardwoods like IPE (i.e. Brazilian Walnut,

Pronounced e-pay). These species hold up great outdoors but are really hard to cut, drill, rout etc. You

may need to upgrade to professional grade tools to get through this job.

-- Metal:

Metal posts come in a wide array of styles to match your homes architectural style. Metal posts, due to

there high strength, have the least visual mass of the post types are usually the choice where the view is

of primary importance. Metal posts can be purchased directly from manufacturers over the web or you can hire a custom fabricator to build the railing on site (most expensive option). One concern with site built metal railings is that it is difficult to properly finish a railing outside of a controlled factory

environment. Prefab posts are often powder coated and sometimes galvanized and powder coated (for ocean front locations). Metal post systems are usually designed to easily be installed by a contractor or handy DIY type.

-- Concrete:

Concrete can be used as an end post where there is a column or wall that is made of it. Usually the

intermediate posts are made of another material, metal or wood. Do not attempt to mount to stucco over wood as the cables will pull it right off. Understanding the construction of the post is essential.

Cables and Fittings:

Cables and fittings come in a enormous array or types and styles. Seek some advise from one of the

cable/fitting suppliers you can easily find on the web. For ease of installation, look for quick lock

fittings (swage less fittings) otherwise you will be crimping on site which adds a lot of work and

requires special tools. Some companies supply both the posts and the cable/fittings in kit form which

takes the guess work out of process.

Installation

Installation is fairly simple if your handy. A typical deck rail can be installed by a couple of people in

a weekend. When your done, you can sit back enjoy your beautiful view.

Dan White is a principal at Keuka Studios, inc. Keuka Studios, inc. Is an architectural iron company located in the Finger Lakes Region of New York.

http://www.keuka-studios.com

No Grip Able Handrail

Home Insurance - To Keep Your Dream Home A Reality

A Home Insurance cover though cannot prevent disaster, but it can prepare a person for the damage and destruction caused in situations like floods, fire, cyclone, etc. These days, policies that cover damage to homes have diversified and even include clauses that cover things like robbery. This is because a home is not just limited to four walls and a roof. Its definition also includes all things that fill it up from inside. When a person builds a dream house, he not only invests in the physical frame of the home, but also puts in time, effort and money to decorate the interiors. Each item that decorates a house from inside gives it a distinct character and is equally dear to the owner.

One of the corners that you can readily access, while saving time as well is the Internet. Here you have websites of many insurers who having newly arrived into the market, but with sufficient expertise to back them up, can give you what you want. Income protection is one among the essential insurance policies available with them.

Owning a home is every individual's dream and sometimes it takes a lifetime to realise it. Every individual basically works towards achieving three things in life: food, clothing and shelter. The first two necessities are relatively easy to acquire and they are required by humans on a daily basis. But a home is a one-time investment, and owning one is a life's dream for some. Hence, it is imperative to ensure that your dream house is protected against any disaster or calamity. Home insurance is the easiest and the most popular way to protect your most cherished asset, your home, from any untoward incident.

Nature is becoming unpredictable with each passing day, with natural calamities and disasters striking unexpectedly, anywhere. No country has been spared the fury of Mother Nature. In the wake of her destruction, she leaves behind a trail of loss. Loss of life unfortunately cannot be compensated, but people can mitigate loss of property and dwelling by resorting to measures like home insurance.

The exteriors and interiors together make a complete home. A home insurance policy, though it cannot protect it from damage, will provide the owner enough resources and financial support to rebuild what is destroyed and regain what is lost easily.

It is essential to protect your future, because the uncertainties of the future makes it risky and this risk can, in fact, turn out to be too big a threat to ignore in the present. No matter how old you are, you can think wisely and protect your future. Many people face incapacitation and have to be away from work, resulting in loss of income and herein lies the importance of income protection.

Get an insurance now with http://www.jbionline.com and http://www.worldflights.com

Small White Fence With Paint Peel

13 Reasons Why You Should Look for Signs of Infidelity

When it comes to infidelity and extramarital affairs, ignorance is not bliss. If you suspect your spouse of cheating on you, it's to your advantage to search for signs of infidelity so you can confirm or disprove what you suspect.

Here are 13 compelling reasons why:

1. To put your mind at ease. Suspecting your spouse of infidelity can cause you endless days of worry and many sleepless nights. If it turns out that your spouse isn't cheating, it will be a big relief to know your suspicions were untrue. The sooner you confront your suspicions, the sooner you can stop worrying and get on with your life.

2. To keep unfounded suspicions from poisoning your marriage and your mind. No matter how carefully you try to conceal what you suspect, if you think your spouse is cheating, these troubling thoughts will poison your mind and cause you to view them in a different light. This will eventually affect other aspects of your marriage like your sex life, the way you interact with your spouse, and your level of trust --just to name a few. Finding out your suspicions are unfounded can restore balance and breathe new life into your marriage.

3. To find out exactly what you're dealing with. If your spouse has been acting strangely, they could be cheating on you. But what if there's another reason for their strange behavior that has nothing to do with infidelity? There may be some other problem that's threatening the stability of your marriage. A discreet search for telltale signs will help you pinpoint what's really going on.

4. To short-circuit an affair in the making. Affairs usually happen in stages. People don't usually turn into cheating spouses overnight. Your spouse may not have actually cheated yet, but may be seriously entertaining "pre-infidelity thoughts". Detecting the early warning signs of infidelity gives you an opportunity to stop the affair before it starts.

5. To determine whether or not your marriage is in jeopardy. All affairs are not the same. Some pose a more serious threat than others. Things may not be as bad as you think - or they could be a whole lot worse. The kinds of telltale signs you find can give you some insight as to whether your spouse is merely having a fling, or whether there's something much more serious going on.

6. To prepare yourself emotionally for the possibility that your spouse may leave. If your spouse's extramarital affair reaches the point that he or she decides to leave you for the other Woman or the Other man, wouldn't you rather know in advance, rather than being taken by surprise? As devastating as it may be, knowing that this is a possibility gives you time to mentally and emotionally adjust to the idea.

7. To gain control of the situation. You can feel like a helpless victim if you're not really sure what's going on. You can easily get swept along with the tide. Knowledge is power. Once you confirm that an affair is going on, the ball is in your court. Taking matters into your own hands will not only be therapeutic, it will help you get to the bottom of things. You can take control by making an informed decision about how to handle the situation.

8. To protect yourself sexually. If your spouse is having unprotected sex with someone else you are at risk for contracting HIV/AIDS and other sexually transmitted diseases. Your health, even your life, may be at stake. If you find signs of an extramarital affair, protect yourself by practicing safe sex.

9. To take steps to protect yourself (and your children) financially. You may need to put certain financial safeguards in place if your spouse is having an extramarital affair that eventually leads to divorce. An unexpected divorce or separation can put an unsuspecting spouse in a serious financial bind and cause a tremendous financial upheaval in your life. If your search for telltale signs indicates that a divorce is on the horizon, you can prepare yourself financially for this possibility.

10. To seek legal counsel and find out your rights. If you find telltale signs that your spouse is cheating, it's to your advantage to consult with an attorney who specializes in matrimonial law to find out your legal rights -- just in case the affair leads to a divorce. You need to find out in advance what your legal rights or obligations are with regard to alimony, child support, division of marital assets, and more.

11. To gather evidence of infidelity so you can confront your spouse about the affair. Experts all agree that if you have proof that your spouse is cheating, you should confront them and inform them you know about the affair. This in itself may bring things to a halt. In many cases, once the affair has been discovered, it loses much of its appeal. Exposing the affair may be all you need to get your marriage back on track.

12. To give you an opportunity to save your marriage. Finding signs of infidelity can be a wake-up call. You can't solve a problem unless you know the problem exists. If you know your spouse is involved with someone else, you can try to determine what may have triggered the affair. Pinpointing the root cause, or the contributing factors, will give you a fighting chance to seek professional help to see if you can save your marriage from divorce.

13. To focus your energy in the right direction. You can waste endless time and energy speculating on whether or not your spouse is having an affair. You'll be in a constant state of emotional limbo until you find out for sure. Don't speculate. Investigate. Look for telltale signs. Once you have a clear picture of the situation, you can figure out what your next move should be.

Safeguard Your Relationship by Searching for Telltale Signs

As devastating as it may be to find out the truth if your spouse is cheating on you, not knowing can be a whole lot worse. It's to your advantage to search for signs of infidelity, if you think your spouse might be having an affair. In this day and age, there are many practical reasons why you can't afford to be the last to know. By the time you find out, it may be too late.

Your search for signs of infidelity does not have to be expensive or time-consuming. You don't have to hire a private investigator, buy fancy gadgets or expensive surveillance equipment to find out the truth.

If you know what to look for, spotting the signs of infidelity will take very little effort on your part. Knowing what to look for is the key. All you need are your own eyes and ears, and your personal knowledge of your mate. A good infidelity reference book can also be a tremendous help. Of all the infidelity books on the market, Is He Cheating on You - 829 Telltale Signs is the only book that lists practically every known sign of infidelity, including the subtle signs people usually overlook. For more information, visit www.InfidelityAdvice.com Despite the title, most of the signs in this book apply to cheating women, as well as cheating men.

To get a better idea of what to look for, you can get a free copy of a special report which describes the 21 major categories of infidelity signs and the kind of telltale signs each category contains.

About Ruth Houston:

Infidelity expert Ruth Houston is the founder of http://www.InfidelityAdvice.com and the author of "Is He Cheating on You?-829 Telltale Signs". Ruth has been quoted in USA Today, the New York Times, the Wall Street Journal, the Los Angeles Times and numerous others, and has been a guest on The Today Show, CNN, Fox News, NBC News, and over 320 radio and TV shows worldwide. For more information about infidelity, cheating spouses or extramarital affairs, visit InfidelityAdvice.com or Ruth Houston's Infidelity Blog at http://infidelitynewsandviews.blogspot.com To interview Ruth Houston, call 718 592-6039 or e-mail InfidelityExpert@gmail.com

Home Mold Test Kits

The Google News RSS Feed / Google Reader Mashup

My current employer is an executive search firm recruiting candidates for the real estate development and construction industries. I lead their internet marketing efforts; I also am in charge of market research. If I can deliver competitive industry intelligence to the recruiters in our office, they can utilize it to match executive job candidates with employers who need them but cant find them on their own.

The Challenge

There are a very large number of companies worthy of being tracked by my company. ENR (Engineering News & Record) creates different authoritative topic-specific lists containing names of the biggest commercial construction firms. Builder Online lists the largest residential homebuilding firms. Between these two sources, Ive identified about 1,700 companies where it would be valuable to track each & every news story about them. Fortunately, on any given day, only a small percentage of these companies will make noteworthy newshowever, in order to make sure I catch all the valuable information, I need to monitor all of them.

Most logically, I would have to implement some sort of RSS solution in order to track 1,700 companies. Manual entry of 1,700 feeds into a feedreader isnt an option; I dont have any programming skills; and I dont have a budget to find someone to program a solution.

So what did I do?

The Solution: Part 1

When I examined a typical Google News RSS URL, I can determine that the only variable information within each lengthy URL is the term being searched:

http://news.google.com/news?sourceid=navclient&ie=UTF-8&rls=GGLJ,GGLJ:2006-37,GGLJ:en&oe=UTF-8&tab=wn&q=builder+magazine&output=rss

From this information, I can quickly and simply reproduce a Google News RSS URL for each item in my list quickly and easily in Excel.

I then do the following (which is more clearly illustrated in the attached spreadsheet that I strongly encourage you to download by clicking this link):

1) Once I open Excel, I place my entire list of relevant companies into Column B.

2) In Column A, I place the first portion of the Google RSS URL (from http:// up to the variable portion).

3) In Column C, I place the final portion of the URL (&output=rss).

4) I also know from experience that in order to make my feed as relevant as possible, I want to use exact match wherever I can. %22 is the symbol used for quote. I append %22 as the last characters in Column A and the first characters in Column C.

5) I make sure that the code in Columns A & C is copied onto every row containing a relevant company in Column B.

I also need to perform the following global steps in Column B:

1) Replace space and & with +
2) Replace ++ with +
3) Delete all instances of apostrophe.

Here comes the fun part:

1) I widen the columns so that there is plenty of white space to the right of the text in each column.
2) I save the document as a Formatted Text Space Delimited (.prn) document.
3) I reopen the document, choose Delimited, click Next, and then click Finish.
4) I then globally replace space with nothing, generating the list of long RSS URLs.

The Solution: Part 2
(catches breath)

In each of the feed readers Ive used, Ive noticed that one can bulk import feeds into them if they are in OPML, something I admit to not understanding too well. I realized that if I could convert my URLs into OPML, I can then get my entire list of company news RSS feeds into a feedreader. I found Feedshow Goodies (http://www.feedshow.com/goodies/opml/OPMLBuilder-create-opml-from-rss-list.php) through Google, dropped my URLs into the form located on this page, and clicked Create OPML (note that it will process up to about 200 URLs at once). I then saved each OPML file to my hard drive.

I then made the mistake of thinking that my trusty Feedreader 3.07 would cleanly accept 1,700 new feeds. The first OPML import of 200 feeds ate up all my internet bandwidth and slowed my computer to a crawl. Google Reader was the only other feedreader that Ive used, so I signed into it and uploaded 9 large OPML files.

It worked. Google Reader allowed me to seamlessly (if somewhat slowly) import 1,700 feeds and read them all together, allowing me to get a real time news update of all the commercial & residential construction companies that I desired to track.

My Public Feed (http://www.google.com/reader/shared/user/14537180468496839026/label/main-folder) (Note I configured it somewhat differently than in the sample above).

Suggestions

1) Even though the Google Reader is doing all the heavy lifting, having it open tracking 1,700 feeds will hog your memory, especially in IE. I found that opening Google Reader in Firefox or Opera instead cut significantly the amount of memory used.

2) The one drawback to this process is that the title of each feed is the long ugly Google RSS URL instead of something more descriptive.

3) If you have a lot of stories in your Google Reader, go to Preferences and check In Expanded View, Mark Items as Read as You Scroll Past Them. This feature is a tremendous help in wading through voluminous amounts of data.

4) I found that creating Google News feeds for all news created in the past week gave me the best results. A Google News feed for all company news for each company led to too much information and news feed covering just the past days news seemed to miss stories. In this example, I used News RSS URLs for all company news because they are the most user-friendly. To use this mashup with time-restricted Google News, you will need to click on Advanced News Search, do a sample search with a defined time period, generate the News RSS URL and copy the first portion of it into Column A of your spreadsheet before following the proscribed process.

I now can track news from all 1,700 companies in my Google Reader. Kudos to those good folks at the Plex.

Todd Mintz is the Director of Internet Marketing & Information Systems for S.R. Clarke Inc., a Real Estate Development and Residential / Commercial Construction Executive Search / Recruiting Firm headquartered in Fairfax, VA with offices nationwide. He is also a Director & Founding Member of SEMpdx: Portland, Oregon's Search Engine Marketing Association.

Home Mold Test Kits

Watch Your Language - It's More Important Than You May Think!

How we 'talk' to ourselves in our head is called our self-talk and all too often it can become self-depreciating or negative, eventually leaving us lacking in confidence and feeling low.

So consider what your self-talk has been like recently. Are you using entirely positive statements about yourself, or does your inner mental chatter contain some negative words too such as 'not' or 'won't'.

Let me give you an example here. Did you ever play that game at school when someone said to you "do not think of a pink elephant"?
What happened?

Most likely you ended up thinking of the very thing you wanted to avoid, in this case a pink elephant! This is because our minds cannot process a 'negative' concept without first of all bringing into focus whatever is to be avoided. In other words the mind has got to call up an image of something before it can process the command to dismiss it.

We always move towards what we picture most strongly in our minds regardless of whether it's in our best interest or not. This is really important to understand when we want to make some positive change for ourselves. For example, it's all to easy to say "I won't do this" or "I'm not going to do that" but in actual fact, all you are doing is focusing your attention on what you actually want to stop doing or avoid. The trick here is to keep all your language positive and focus your attention completely on what you do want rather on what you are trying to avoid!

So my question to you today is how could you change your language to set yourself up for even greater well being and contentment?

After all what you say about yourself and to yourself, will eventually become a self-fulfilling prophesy if you repeat it often enough . So it's worthwhile taking a few moments to scan your self-talk and any negative words or 'labels' that you may have given yourself or been given in the past and then deliberately changing them for something more positive.

For example if your habitual self talk regularly included statements such as "I will never be really law of successful" try modifying this to " I have not been law of successful up until now" and then as soon as you can change it to something really positive such as "I am becoming more law of successful all the time". It's well worth taking a few moments every now and again to check the quality of your self talk to make sure that it is purely positive.

After all your subconscious mind will always go to work on your behalf to create exactly what you tell it to!

Anne Marshall is a Vitality Coach and Consultant. Go to http://www.enhancingvitality.com/articlestest to take the Vitality Test, or visit http://www.enhancingvitality.com for further information, free resources and monthly E-zine.

Parable Of The Talents
Adam And Eve

The Benefits Of Pet Therapy In Patients

Pet therapy is an area that has received increased attention in therapeutic recreation. In recent years, the experts have been relying on pet therapy as a valuable aid in reaching out to the elderly, the infirm, and to ill or abused children through-out the country. Pet Therapy is the commonly used term for animal-assisted therapy (AAT), animal-assisted activities (AAA) and pet visitation. It is also recognized at hospitals around the country as a great way to help children cope with the stress and anxiety associated with hospitalization. Pet Therapy is a general term that encompasses many therapeutic activities involving animals as companions or occasional visitors to the sick, elderly, or mentally ill.

Pet therapy is now being used to help with a wide range of medical and emotional ailments. Sometimes just one treatment can and does work in alleviating many symptoms. Pet therapy also promotes socialization, improves self-esteem and security, and provides entertainment and acceptance. The visitations provide a warm and comforting presence, patient listeners, and a relaxing interlude to residents of health care facilities. The pet therapy program was initiated at Wishard Health Services in November 2002 and is now is a recognized method of treatment the world over, more so in developed countries and continues to grow by leaps and bounds. Pet therapy is one of the most rewarding volunteer activities a dog and handler can be involved with and is becoming a popular and important role for many animals, especially dogs. Visits can have a positive effect on a resident or patient's physical health, as well as on his or her emotional health by reducing loneliness and creating a sense of purpose. For the lonely residents of nursing homes, mental health facilities, rehabilitation centers, and homes for the handicapped, holding a warm puppy or playful kitten provides the unconditional love they need so much.

For people who enjoy animals, pet therapy offers some solid benefits: better health, more relaxed mood, enhanced connection to the world, improved communication, and the needed chance to play and create. Under direction of health services and education professionals, animal-assisted therapy can promote physical movement, emotional well being, cognitive awareness and social improvement for people with disabilities. In a health care facility, people come out of their rooms to socialize with the animals and with each other.

Each dog must undergo extensive training before they can interact with patients. In order to participate in a pet therapy program, volunteers generally need to undergo training and testing. You can help prepare your dog by ensuring good healthy socialization, positive exposure to a variety of people, other animals, environmental factors and situations. If you own a calm, friendly animal that would make a good pet companion and would like to check into volunteering, you can search the Internet for organizations that seek volunteers or contact a university's school of veterinary medicine for information.

Finally, although pet therapy has been shown to be effective for many people, it is important to remember that not everyone enjoys the presence of animals. Like any other type of therapeutic intervention, pet therapy should take the patient's likes and dislikes into account. Overall, participating in any type of Pet therapy program can be a very rewarding experience for everyone involved. To find pet therapy near you, look for a program with clear, therapeutic goals for its participants and also have Infection control guidelines that ensure patient safety. Also, be sure to get approval from your Dr. before starting any visits.

Please visit http://trujem.com/blog to see more of my work.

Christopher Columbus
Dr Seuss

Lovely Laos

I have been in Laos less than 24 hours and already i am in love with this place...It truly is, as my guidebook said, "a breath of fresh air". Perhaps it is just escaping the madness and mayhem that is Bangkok but I think regardless of where I've come from I'd find this place magical...

I'm in Vienteinne, the capitol of Laos. It lays in the central south of the country, about 20 minutes from the border of Thailand, in order to arrive here - you must cross "Friendship Bridge" which I find so appropriate, being that these people are so incredibly welcoming and friendly...did I mention this place is also cheap as chips?? well, it is. That is a nice welcome as well (given that I have pretty much blown my budget out of the water).

The city is lush and green because it is on the Mekong River, and as I write the sun is beginning to set, casting that dusky haze over everything, making it that much more beautiful. There are loads of vendors across the street, all busying about in their pointy straw hats selling fruit, fishes, and other asian delicacies whose names I cannot spell or pronounce. This city was once colonized by the French and, like Siem Reap and Phnom Phenh in Cambodia, the influence is not hard to find. Tiny French bistros line the riverfront complete with outdoor "cafe style" seating...much of the architecture includes French style facades and those adorable balconies that are so, so... jene ce pais...men ride around on bicycles with carts full of baguettes attached to them, and if that wasn't enough - there is even an Arch de Triumph here as well! I am already in love with the place. Bangkok can definately wear a person thin...

I arrived on an overnight bus from Bangkok - yes, that is approximately 15 hours of travel by bus. Unfortunately for literary licenses sake, there were no goats, chickens, or even locals aboard - it was strait "farang" (tourists) complete with air-con and semi reclining seats. Nothing interesting there. Upon arrival, I hired a "tuk tuk" driver which is a standard mode of transportation here. They are basically motorbikes that have been "souped up" with bigger engines and are attached to a 2 wheel cart with a little roof and open sides and back, which is where up to 4 passengers sit. They are fun as hell to drive around them - but frightening at the same time, as they seem able to go at mock speeds and weave through traffic (Bangkok is traffic HELL, thankfully there is none here).

I was exhausted, to say the least, but I decided to give the town a whirl anyway. I started down the little streets, strolling up one and down another until I had to find respite from the heat - which, by the way, was just short of unbearable. I sat down to have a drink and put my nose in my guidebook looking for things to do. What tickled my fancy?? An herbal steam bath...yes, that is right, ironic as it sounds that is what I opted for (it sounded so appealing and just so Laos). So I started on my way.

This place was so adorable. It was a wooden stilted building that was open on all sides. Various sizes of hanging plants lined the edges and the slight derelict condition of the place made it all the more charming. Upon ascending the stairs, there is a room where there are wooden cabinets to put your things as well as cushioned benches and a table where detoxifying tea is being served to the mileu of dripping individuals fresh out of the room. To the left is the modest steam room (the only walled-in room) and the entire front area contains 6 beds where you can get a traditional massage. I thew on my sarong and went in...

The room was not as aromatic as I expected, but fragrant still and very small (fit 4-5). Hot coals at our feet generate the steam and a slight smell of lemongrass is in the air. It is lovely and somehow refreshing, even on a record hot day. I went back downstairs and doused myself with the bucket shower provided (sarong and all), had a cup of tea, and went in again. Sigh. Then I got a lovely full body - massage (one hour - 3 dollars...I am not kidding) by a girl who could not have been more than 13.

After my detoxifying stint at the sauna, I ran into 3 monks who were very curious about me; where I was from, where I had been...etc. and I chatted with them for about 1/2 hour. I was slightly caught off-gaurd by their openness, as they are usually pretty discreet, and I was careful to try to remember all the things NOT to do, namely: touch them. A woman touching a monk in any way shape or form is tantamount to dirtying his purity. They wanted to look at my necklace, and all of us were careful not to accidently make contact. Finally, I took some pictures of them, and tried to excuse myself.

Then they hit on me.

Yep, 3 monks actually hit on me. It was hysterical. They told me it was "woman's day" - that I was beautiful, and could they be my husband? I chuckled and just waved goodbye, not sure what kind of karma I acquired for unknowingly seducing 3 monks.

Anyway - that was my day and I feel like a million bucks. I am so, so, incredibly happy to be here, and I just cannot wait for what lies ahead.

For now, I'll settle for the sunset over the Mekong.

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Frozen Water Lines

Child Safety at Home

Maintaining a safe home environment for your children

As adults and parents we are responsible for all the aspects of child safety at home and the importance of following child safety tips to improve the area cannot be emphasised enough! Accidents occurring where child safety at home is weak can have lasting effects and include burns, scarring, irrational fears, blindness and even death! Child safety at home is relatively easy to enforce, once we as parents and caregivers understand and apply some basic child safety tips.

Children are unique and precious individuals and when it relates to child safety at home, everything should be done to create a safe space where they can grow up. Often our children's natural curiosity brings them into close contact with items that could be harmful in some way, so it's essential that all household members practice child safety at home and minimize such dangers.

Applying basic child safety tips will go a long way to ensuring that parents can relax without fear of accidents or other trauma occurring. Of course, children must be supervised at all times but practicing child safety at home will lessen the fear that we often feel for them. Toddlers under three years of age should receive constant supervision if possible and many accidents can be prevented through child safety at home. Accidents usually occur when the parent is distracted, tired or isn't fully aware of the importance of child safety at home.

Where there is a lack of child safety at home, it can only take a few seconds for an accident to happen. Babies and toddlers roll and crawl constantly while developing new skills and child safety at home is essential to ensure that they do not injure themselves while exploring their new world. Remember, child safety at home includes never leaving your baby on a raised platform such as a bed or chair while you leave the room. Even a sleeping baby could roll off and be injured so play it safe with some child safety tips and common sense.

Lying down on your stomach is a great way to begin your child safety at home planning! Looking around from your baby's height and viewpoint will alert you to possible hazards such as loose drawers, pots or open plug sockets which you can then attend to. Complete child safety at home can only be achieved once adults pinpoint the potentially harmful items and remove them.

Hot items such as coffee percolators and kettles must be kept well out of a child's reach when practicing child safety at home and also remember that a toddler will try to use several methods when attempting to reach his goal! He might be able to reach that kettle or hot plate when standing on something else, so bear this in mind, as it's all connected to general child safety at home.

On no account must your toddler be able to reach electrical appliances, medicinal drugs, poisons or cleaning agents, even while standing on a higher chair. be sure to plan your area properly with child safety at home an absolute priority. Building extra shelves well out of their reach will ensure that child safety at home is maintained, as will storing dangerous items in securely locked cupboards. With regard to child safety at home, it is common knowledge that babies love to place items in their mouths, which could pose a choking hazard. Child safety tips always stress that small objects are kept far out of a babies reach.

Any parent living in a house with a stairway would do well to practice child safety at home and fit some safety features. Strong gates at the top and bottom of the stairs will ensure that the principles of child safety at home are applied and allow for maximum safety. This child safety tip must be put into practice before your baby begins crawling, or he could injure himself badly.

Another important child safety tip that is often forgotten by new parents yet could prove highly dangerous is the temperature of bathwater. Where child safety at home is properly applied the hot water heater should be set to 120 Fahrenheit or lower to ensure maximum safety. Parents wanting full child safety at home should further check all bath water temperatures with their elbow or hand to ensure that no scalding occurs.

Children must be supervised while bathing or swimming and basic child safety tips should be adhered to at all times. Parents applying sensible child safety at home ideas will also ensure that the family swimming pool is inaccessible to children unless they are supervised. A high fence and locked gate is one of the best child safety tips for parents, allowing only for entry to the area under supervision.

Drowning is one of the major causes of accidental deaths among children and can often be avoided by ensuring proper child safety at home. A child needs to test and push his boundaries constantly in order to learn and child safety at home is essential for avoiding accidents.

Basic child safety at home will help your child by creating an environment conducive to learning and safety. Take a walk through your house and garden today with the view to finding possible dangers and then practice child safety at home. The first steps of child safety at home begin with you and any child safety tips you follow will ensure a safe environment for your family.

Copyright 2005 Chid-Care.biz

Child Safety and Health

Additions To Split Level Homes
7 Steps To Mastering Electrical

The Geriatric Set: Accommodating Elderly Cats

Coming to terms with ones own mortality is something we all have to face at one time or another during our lives. Ive had my own share of introspective moments on life, as I have seen the decline of elderly relatives health, and experienced the aches and pains associated with getting on in years (and Im only 36-years-old). The aging process forces us to make adjustments to cater to surfacing limitations, whether we like to embrace them or not.

Our pets zip through their lifecycles much faster than we do, and that point when we need to start making special concessions for them can sneak up without warning. I am currently the proud owner of three fuzzy felines, two of which are in the midst of their twilight years. Gst (15-years-old) and Betty (10-years-old) may revisit moments of their youth by the hyperactiveness that is Otis (8-months-old), but I can see the aging effects when compared to the young spitfire. About a year ago, I started doing things a bit differently to make life easier for them, but it has since spiraled into me spoiling them to the point that they have got to think they hit the kitty lottery by having me for a father.

The first step to easing them into the geriatric state was a food adjustment. I started giving them soft food twice a day, mainly for two reasons: its easier on the brittle teeth, and the love it, which means that it will be eaten and they will maintain their weight. Of course, none of this really applies to Otis at this point, so he gets to enjoy the benefit of having older siblings.

Lately, Gst has been getting thinner despite the fact that he is eating regularly and still has a hearty appetite (hes the first one to come begging for the afternoon snack). Having seen the decline of a skinny cat last year, Im not pulling any punches and giving him just about anything he wants in order to keep his weight up. This means lots of extra kitty treats and saucers of cream when the other two are not looking. He has already surpassed the 12-year life expectancy for his breed (Scottish Fold), and Id like to keep him around a bit longer, no matter what it takes.

Betty seems to be going through some type of kitty menopause, as she has got a new fire in her belly and an attitude that rivals the most ornery teenager. She will hiss at the other two if they even look at her funny, let alone dare to walk up next to her. I know this has a lot to do with the kitten, but her hissing is getting a bit out of control. She seems to have rubbed her throat raw and tends to go into hairball-like coughing fits at least once a week. I coddle her to no end, letting her know that she is very loved, despite the fact that she thinks I brought in Otis to torture her. We have our special alone time when I watch television in my recliner chair, which I believe she looks forward to every day.

Ive also noticed that Gst has been derelict in his self-cleaning duties. As an all-white cat, he has always been very pristine and anal about looking his best, but lately he has been a little nappy-looking. It appears that he spends more time bathing the kitten than himself (and the kitten is not so great at reciprocating the favor). I brush him regularly, and that does a good job of picking up the loose hair, but I needed a little something extra. In comes the ionizing brush my mother sent me! I wont pretend to fully understand the mechanics (or is it physics?) of ions, but it does seem to be working well. Gst and Betty have silkier coats and totally enjoy the feeling of being groomed (Otis has not gotten to experience the new brush just yet, as he wants to chew on it any time it gets close to him).

To further cater to the needs of my kitties, I purchased a mini staircase to facilitate the processes of getting on to my bed (their favorite napping destination). I figured this was a necessity, as they were have more difficulty with the jump. A couple of years ago I got a new bed, which included a pillow-top mattress. This mattress is about an inch taller than my old one, so that presented another hurdle (no pun intended) for the elderly twosome. Throw in the bulkiness of a down comforter, and it became quite the daunting task, but they managed.

Over the past couple of months I noticed that something needed to be done to help them out. Betty would make it about three-quarters up, and then claw her way to the top as if she were scrambling for safety at the edge of a cliff kind of funny to watch, but not fun for her to go through (nor is it good for the condition of my mattress and bedding). Gst would sit on the floor and try to gauge the trajectory and angle of the jump, contemplating whether or not he could actually get up there. Its a pretty pathetic thing to witness, as I can see the frustration in his eyes when he thinks he cannot make it. Sometimes he makes the effort, while other times he simply walks away feeling dejected rather than repositioning himself for an attempt. They took to the stairs almost immediately, and have since grown quite accustomed to it even Otis finds pleasure in it, though he mostly uses it as a jungle gym or a launching pad for attack.

If I had to choose one special thing I do for the cats that might be deemed to be excessive, I would probably have to say its that I build fires for them in the winter. When they hear me rattling around the fireplace, they come running knowing that an intense heat-absorbing nap is in store. Of course, I get the benefit of a warm apartment when I have a fire, but I mostly do it because I know the kitties love it, and its so damn cute to see them sprawled out in front of it, oblivious to the world around them.

About the Author: When not catering to his cats, Brian Kohlmeier is a co-founder of SwapThing.com, which changes the way people exchange goods and services through the Internet. SwapThing http://www.swapthing.com is a site focused on building a strong swap community online. The ShareThing http://www.swapthing.com/user/Nonprofit.jsp program helps non-profits get access to item & cash donations as well as volunteers and professional services. This article comes with reprint rights. You are free to reprint and distribute as you like. All that we ask is that you do not make any changes, that this resource text is included, and that the links above are intact.

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Demo Concrete Used To Build Stair

Watch Your Language - It's More Important Than You May Think!

How we 'talk' to ourselves in our head is called our self-talk and all too often it can become self-depreciating or negative, eventually leaving us lacking in confidence and feeling low.

So consider what your self-talk has been like recently. Are you using entirely positive statements about yourself, or does your inner mental chatter contain some negative words too such as 'not' or 'won't'.

Let me give you an example here. Did you ever play that game at school when someone said to you "do not think of a pink elephant"?
What happened?

Most likely you ended up thinking of the very thing you wanted to avoid, in this case a pink elephant! This is because our minds cannot process a 'negative' concept without first of all bringing into focus whatever is to be avoided. In other words the mind has got to call up an image of something before it can process the command to dismiss it.

We always move towards what we picture most strongly in our minds regardless of whether it's in our best interest or not. This is really important to understand when we want to make some positive change for ourselves. For example, it's all to easy to say "I won't do this" or "I'm not going to do that" but in actual fact, all you are doing is focusing your attention on what you actually want to stop doing or avoid. The trick here is to keep all your language positive and focus your attention completely on what you do want rather on what you are trying to avoid!

So my question to you today is how could you change your language to set yourself up for even greater well being and contentment?

After all what you say about yourself and to yourself, will eventually become a self-fulfilling prophesy if you repeat it often enough . So it's worthwhile taking a few moments to scan your self-talk and any negative words or 'labels' that you may have given yourself or been given in the past and then deliberately changing them for something more positive.

For example if your habitual self talk regularly included statements such as "I will never be really law of successful" try modifying this to " I have not been law of successful up until now" and then as soon as you can change it to something really positive such as "I am becoming more law of successful all the time". It's well worth taking a few moments every now and again to check the quality of your self talk to make sure that it is purely positive.

After all your subconscious mind will always go to work on your behalf to create exactly what you tell it to!

Anne Marshall is a Vitality Coach and Consultant. Go to http://www.enhancingvitality.com/articlestest to take the Vitality Test, or visit http://www.enhancingvitality.com for further information, free resources and monthly E-zine.

Martin Luther King

The Benefits Of Pet Therapy In Patients

Pet therapy is an area that has received increased attention in therapeutic recreation. In recent years, the experts have been relying on pet therapy as a valuable aid in reaching out to the elderly, the infirm, and to ill or abused children through-out the country. Pet Therapy is the commonly used term for animal-assisted therapy (AAT), animal-assisted activities (AAA) and pet visitation. It is also recognized at hospitals around the country as a great way to help children cope with the stress and anxiety associated with hospitalization. Pet Therapy is a general term that encompasses many therapeutic activities involving animals as companions or occasional visitors to the sick, elderly, or mentally ill.

Pet therapy is now being used to help with a wide range of medical and emotional ailments. Sometimes just one treatment can and does work in alleviating many symptoms. Pet therapy also promotes socialization, improves self-esteem and security, and provides entertainment and acceptance. The visitations provide a warm and comforting presence, patient listeners, and a relaxing interlude to residents of health care facilities. The pet therapy program was initiated at Wishard Health Services in November 2002 and is now is a recognized method of treatment the world over, more so in developed countries and continues to grow by leaps and bounds. Pet therapy is one of the most rewarding volunteer activities a dog and handler can be involved with and is becoming a popular and important role for many animals, especially dogs. Visits can have a positive effect on a resident or patient's physical health, as well as on his or her emotional health by reducing loneliness and creating a sense of purpose. For the lonely residents of nursing homes, mental health facilities, rehabilitation centers, and homes for the handicapped, holding a warm puppy or playful kitten provides the unconditional love they need so much.

For people who enjoy animals, pet therapy offers some solid benefits: better health, more relaxed mood, enhanced connection to the world, improved communication, and the needed chance to play and create. Under direction of health services and education professionals, animal-assisted therapy can promote physical movement, emotional well being, cognitive awareness and social improvement for people with disabilities. In a health care facility, people come out of their rooms to socialize with the animals and with each other.

Each dog must undergo extensive training before they can interact with patients. In order to participate in a pet therapy program, volunteers generally need to undergo training and testing. You can help prepare your dog by ensuring good healthy socialization, positive exposure to a variety of people, other animals, environmental factors and situations. If you own a calm, friendly animal that would make a good pet companion and would like to check into volunteering, you can search the Internet for organizations that seek volunteers or contact a university's school of veterinary medicine for information.

Finally, although pet therapy has been shown to be effective for many people, it is important to remember that not everyone enjoys the presence of animals. Like any other type of therapeutic intervention, pet therapy should take the patient's likes and dislikes into account. Overall, participating in any type of Pet therapy program can be a very rewarding experience for everyone involved. To find pet therapy near you, look for a program with clear, therapeutic goals for its participants and also have Infection control guidelines that ensure patient safety. Also, be sure to get approval from your Dr. before starting any visits.

Please visit http://trujem.com/blog to see more of my work.

Transcendental Meditation

How to Express Yourself to Others

One of the hardest things to do when youre communicating with someone is expressing yourself. How many times have you said something that just didnt come out the way you wanted it to? How many times have we said something that we really didnt mean, but we were too frustrated to stop it from being said?

Whats more, some people have a fear of expressing themselves at all. Theyre afraid to say something that might cost them a friendship. Or they bottle everything up tight and seize up at the mere thought of sharing their true emotions.

This can be a constant struggle for people. However, it is something that can be conquered. If you are struggling to express yourself to others, or you know of someone who struggles, then read on. This article will show you what you can do to open up with others.

THE IMPORTANCE OF COMMUNICATION

Every being on the planet communicates in some fashion. And the more complex the form of communication is, you will find more complex relationships as well.

Human speech is the most complicated form of communication in the world. We have so many ways to express ideas, feelings, dreams, suggestions, thoughts, intents, love, rage, desire, and so forth. Consider this list of words:

• Tiny
• Sizable
• Usual
• Big
• Small
• Large
• Normal
• Gigantic
• Minuscule
• Humongous
• Microscopic
• Minute
• Huge
• Average
• Outsized
• Regular
• Short
• Tall

All of these words are indefinable. Try to define big. Uh, not small? Then what is small? Not big? You see, these words convey subtle differences to us, and yet they are all relative words. They depend upon what you are comparing them to. An ant is tiny compared to an elephant, but is large compared to a fruit fly, while the elephant is microscopic when compared to our solar-system.

Words have meaning to us. Subtle differences in each word will convey a slightly different idea. Huge and gigantic have subtle differences. We think of gigantic as bigger than huge. Thus, the words you use in your relationships are of powerful importance. The person who said, Sticks and stones may break my bones, but words will never hurt me, never had a complex and in-depth relationship. Words can hurt.

Words have the power to give life and death...especially in relationships.

So it is important that you learn to express yourself. You must learn to convey your thoughts, ideas, dreams, ambitions, hopes and emotions to those that you share a relationship with. Your inability to do so, will damage your relationships.

DANGERS OF NOT BEING ABLE TO EXPRESS YOURSELF

1. If you have a fear of people, people will avoid you. Its a vicious cycle. You avoid people because you fear that they will hurt you. People see your aloofness, and either think the worst (that youre stuck up), or grant your desire and leave you alone. Then you wonder why it is that no one likes you.
2. When you cant open up to people, people will feel that you are unapproachable. Youll have a hard time getting close to people when you bottle everything up inside. Your relationships will all be shallow.
3. Your inability to express yourself will haunt you in times of trouble. Youll need help, youll want help, but you wont seek it. Youll hide. So, no one helps you. Then you grow resentful and angry.
4. Another danger is that of isolation. You build walls around your emotions and people instinctively leave you alone. That might be what you wanted at first, but your life will be barren, and empty. Life is relationships. The stronger your relationships the more joy youll have in life. No matter if it is with your mate, God, children, neighbors, co-workers, friends, relatives, or even yourself, you must learn to express yourself.

TIPS ON EXPRESSING YOURSELF

Do A Lot Of Reading

Reading will help you learn how other people express themselves. Pay attention to word usage, diction, flow, voice and tone. These will give you ideas on expressing yourself.

Look up words that youve never seen before. Use them. Theyll provide you with many and myriad ways of expressing your emotions. Often, Ive found that a single word does better expressing what I feel than an entire paragraph of sentences. Learning new words will help you express yourself better and reading will help you to learn different ways to do so.

A wise man once said, not every reader is a leader, but every leader is a reader.

Do Some Writing On Your Own

Do a variety of writing. Start a novel. Write letters. Keep a journal or diary. Often, youll find that writing helps you to think your thoughts through. In the heat of an argument, youll often say what you dont mean in a tone that creates more resentment. Writing will help you organize your thoughts. Itll give you focus and direction.

Dont Fear Peoples Judgment

Social anxiety is not a disease. You cant catch it from someone who has it. It is a spiritual state of mind that is the direct result of fear. There is really only one type of fear and that is the fear of the unknown. Dont fear what other people think about you. Honestly, your imagination will create far worse scenarios than what most people will ever think.

To overcome your fear, try asking for their help. Try this, Im having a hard time expressing myself, and I thought maybe you could help me. Saying that will invoke an instinctual need that most everyone hasthe desire to help and feel needed. Hardly anyone will be critical of you when youve asked for their help.

It also sets the stage to retract what you may say when you say it wrong. Since youve already warned them that you are struggling with expressing yourself, when you actually struggle with it, theyll just shrug it off. Its a great tool to overcoming your fear of other peoples judgment.

When Youre Upset, Write A Letter

If youre furious at someone, then go ahead and write them a nasty letter. Just dont give it to them. Sleep on it. The next morning, go back over the letter. Youll find that your attitudes and perspective have shifted. I seriously doubt youll send the letter under those conditions.

But more than that, sending someone a letter that is well thought out is a great idea when youre trying to express yourself. Look, letters cant be argued with, they cant be interrupted, and you cant derail the train of thought. In fact, even if the letter is negative, most people will read it all the way through.

Sometimes a well worded letter will allow you to convey your feelings where a conversation would not.

Be Mature When You Express Yourself

I dont take people seriously when they rant, rave, swear, cuss, insult, deride, mock, or get stubborn. These are immature attitudes that prevent and hinder the expression process.

Here is a rule of thumb. If they are willing to talk about others behind their back, they will do it to you too. Lets stay away from the unproductive gossip, the insults, the profanity, and the finger pointing. These accomplish nothing. Think about it, when is the last time you actually made a situation better by swearing at someone? Maturity in conversation is thoughtfulness, consideration, and the willingness to listen. Show respect to others and they will respect you.

Ask Questions

Youll be amazed at how easy it is to express yourself in the form of a question.

But the short of it is this, questions allow you to interact with others. They involve you in their thoughts, feelings, worries, and cares. This provides an opportunity to express yourself better to them. Expression is best done when there is good interaction. Thoughtful questions provide this platform.

For more articles or advice on this or other life issues, please see our website at: http://www.theadvicehabitat.com

We have articles on communication, relationships, expressing yourself, parenting, and much more. We also provide a FREE counseling service to help meet your specific and personal problems.

Specializing in practical advice that works, not the politically correct or socially acceptable platitudes!

Small White Fence With Paint Peel

Chinese Pollution Trends for 2006

The year 2005 revealed some real issues with Chinas growing pains as it works into its Industrial Might and future superiority. Pollution is a problem for any growing nation and keeping up with the infrastructure in such a growing economy is not as easy as it looks. All industrialized nations went thru their environmental growing pains and industrial revolutions. China is no exception, but China is truly fortunate to have nations to look towards like Japan, Germany, the United States, UK and Australia for answers to solve its mounting environmental issues. Currently at the top of Chinas list is the need for clean water, that always comes first and with that a way to process human waste and industrial run off so as not to pollute its water or food supplies. Currently like many industrialized nations China has dead zone off her coastal areas, which are causing problems with fishing and health.

Many rivers in China are polluted as well, similar to our Hudson Bay not more than a couple decades past. The Flooding of Chinese valleys and farmland also lead to waste in the water supplies, making for unhealthy situations. Combine this with many of the Southern and Eastern Provinces, which have many people living with animals it is a recipe for disaster. China will need the worlds help and technology to solve these problems so it can continue it potential eventuality along side India and the United States as the most powerful nations on Earth. In 2006 China will continue to work on solving its pollution issues, but it will get worse before it gets better, as it takes time to build the kind of infrastructure they will need to proceed into their future as the dominant leader of that part of the World. Think on this.

"Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/. Lance is a guest writer for Our Spokane Magazine in Spokane, Washington

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Do You Know What Kind of Government Insurance You Have

Do you know who to contact when you are laid off of work? When you are hurt at work? When you are too ill to work - short term - long term? Do you know the difference between State Disability and Federal Disability? If you have answered yes or no to any of these questions, read on.

Life today is complicated. Medical Insurance is complicated.

I will ask you this question again? Do you know what kind of medical insurance you have? Do you know what is covered under your insurance plan? Do you spend a fortune every month for medical coverage and do not have a clue how it will affect you until it is too late?

Well if you answer this question honestly, you will realize that you are not alone. Most people do not know what their medical coverage will cover until you are hit in the face with the reality of what your insurance coverage does not cover.

(1) When your life changes and you are laid off of work, hurt at work and became so ill you could not work what are your options?

(2) When you are laid off of work you qualify for unemployment insurance.

(3) When you are hurt at work you qualify for Workmans Compensation.

(4) When you are ill and can not work you qualify for State Disability.

(5) When you can not return to work and have been off of work for one year or in some cases less you qualify for Federal Disability.

-When you qualify for permanent disability on a case by case basis you maybe entitled to Medicare Insurance.

The confusion between State Disability and Federal Disability is completely confusing and I am afraid there are many consumers getting lost in the red tape, medical jargon and all the complications the goverment agencies throw at you.

When your work status changes and you return to work do not assume all of your benefits have been closed. You work a year or longer and your work status may change. The (5) types of government insurance can change with each separate problem. Always call the Social Security office before you start or stop any of the above Insurance Plans.

With one phone call you will save yourself money, stress and you will receive the help you need.

Thank you for reading my article., Please feel free to read any of my other numerous articles.

Copyright Linda E. Meckler 2007

Linda is the author of her first published book, Ghost Kids Trilogy. "Christy, 12 and her Brother Brad, 16 moves into an old house on top of a mountain and meet two Ghost Kids.

Then we have a mysterious, magical Blue Vase where Uncle Charlie the villain is trapped. He wants out of the Blue Vase and exchange he will tell Christy and Brad where Pirates Treasure is Hidden.

Take a walk with Christy and Brad down a dark hall hunting for Pirates Treasure. You will think were you there right there with them.

Love, Family Values and Charity burst off the pages. http://www.lmeckler.com

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Appeal and Collections Letters for Medical Providers

Boost Your Self Esteem and Blossom

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Transcendental Meditation

10 Steps To Achieving Maximum Performance Through Recognition

As a conscientious leader, you can:

Build a high performance team

Value your team members

Bring out the best in each of the members of the team

Employees will actually become a part of the team. This will happen when they feel included in plans for the future and when they feel rewarded for achieving goals. Everyone wants to be part of the team, part of the company, part of the big picture.

Being included doesnt mean being consulted or being asked for approval. It does mean taking those employees into consideration and keeping them informed of the plan and the progress.

Being rewarded for achieving goals doesnt have to include money or awards but in fact could be just high 5s and back patting as steps are achieved along the way. Show them that you understand that they actually helped achieve that goal. I read that at MDI, every time a major contract was signed, a giant gong in the entrance room was gonged loudly enough so everybody in the building heard it and knew of that success. Timing is important

The word rewarded, conjures up thoughts of money or gifts that are considered expenses or costs. Rewards can of course range anywhere from a thanks, you did a good job to Cash bonuses and everywhere in between. Promotional products fit almost every catagory except cash.

Rewards can be the success of the company and the continuance of operation or even expansion which could lead to promotions and long term employment.

Actual rewards should be considered as investments.

PLAN REWARDS

Set criteria for awards program, Present lasting, personalized awards

Standard, classy timeless awards stand the test of time

A personalized award will be kept and treasured

A functional gift will be used and discarded.

Trendy and gimmicky gifts are fun for a while

When your company name is on an award, you are in fact advertising your company while rewarding or acknowledging someone. Everyone will see the image you project.

Set clear objectives for your company

PHILOSOPHIES

Management & Shareholder needs

Company Vision and Mission Statements

PRODUCTS

Main or Key products

Ancilliary products

Possible new products

TIMELINE

Short term goal, 1 year goal, 5 year goals, beyond Year end

Expansion/merger/takeover plans

SET CLEAR GOALS FOR MONTH, YEAR AND FUTURE (in measurable terms)

Product Volume

Dollar Value

Dates

Measureability

Progress tracking

WHO IS ON YOUR TEAM???
Yourself
Employees
Staff
Suppliers
Customers
Community

10 STEPS TO ACHIEVING MAXIMUM PERFORMANCE THROUGH RECOGNITION.

1. Timing, Timing, Timing. (Not Location, Location, Location)

2. Quality (not cheap, does the trick)

3. Appropriateness (choose the award to match the event)

4. First Impression, Last Impression (there is a 'right' time to make it the best)

5. Corporate Image ( everyone sees what you project. Be good and be constant )

6. Achievability of contests or programs ( make sure you get winners)

7. Image building. Communicate/advertise the program, the winners (You want your image to travel.)

8. Reciprocation creates obligation payoff repayment (be cognizant and make it your advantage.)

9. Consistency exudes reliability ( you see this in all the major players )

10. Focus on all, one at a time
-Business
-Product
-Customers
-Suppliers
-Employees
- Families
- Community

Is it all about Recognition, Promotional Products, Awards Program and Incentives? NO!! It's about business. It's about you. It's about them.

You've heard it said 'Business is Business' but I believe more and more that 'Business is Family'. Sure there are times when bad things happen but you get over it, solve the problems and get back to business. Get the 'family' working again.

My name is Rod Winning I own and operate Winning FairWays Inc. Promotional Products for Success I can be contacted at rod-fairways@hotmail.com www.winningfairways.com

Rod Winning is President of Winning FairWays Inc. Promotional Products for Success. http://www.winningfairways.com contact him at info@winningfairways.com or at rod-fairways@hotmail.com

Home Mold Test Kits

The Alaska Modular Home - As Tough As They Come

Does the idea of living in an Alaska modular home strike you as just this side of insane? Are you picturing gale force winds, nights which last for months, and sheets of ice weighing down your modular roof to its breaking point?

If so, you can relax. You may not have known that in the oil company British Petroleum, which built the Alaska pipeline during the 1970s, uses modular housing to house its construction employees on Alaskas North Slope. The terrain and weather conditions on Alaskas North Slope are among the harshest on Earth, with permafrost which never thaws. The average temperature on the North Slope is 9.7 degrees, and where the wind never stops blowing and fifty-mile an hour gusts, producing wind chills of fifty below, are monthly occurrences.

If an Alaska modular home can handle the North Coast, they can handle almost any other part of Alaska as long as it does not thaw in the spring and float out to sea. An Alaska modular home, in fact, may be the only option for parts of the state to remote to be accessible for construction crew and the delivery of traditional home building materials.

Its Not A Mobile Home

Many people have lumped modular homes into the same category as mobile homes, and they could not be more different. Your Alaska modular home will be constructed on a permanent foundation and cannot be moved.

When completed their appearance is identical to that of traditionally constructed homes, but the number of people for their construction is much smaller, and they can be completed in much less time than traditional homes. Its simplified construction means that an Alaska modular home will cost considerably less than an equivalent traditional home.

Energy Efficiency

One of your major concerns, if you are considering an Alaska modular home, will be its energy efficiency. Because modular homes are built in blocks which are designed to fit together precisely, they are almost completely draft proof. But an Alaska modular home can be ordered with additional insulation, and even manufactured to meet Energy Star standards. In addition, your Alaska modular homes will be constructed to meet the building codes in the municipalities where it is built.

One factor youll have to work into your Alaska modular home plans is the delivery cost youll have to pay. Depending on which part of Alaska you want to call home, your Alaska modular home may have to come a long way, and the shipping charges can add a significant percentage to its cost.

Alaska has the scenery, the clear clean air, and the peace and quiet that can make you wonder why you ever wanted to live anywhere else. And your Alaska modular home, against a setting like that, can guarantee that you wont!

You can also find more info on Alaska Modular Home and Colorado Manufactured Home. 1modularhomes.com is a comprehensive resource to get information about Modular Homes.

Home Maintenance

PopularMechanics.com - Home Journal: Home How-To Central

Informative articles on automotive technology, car parts, do it yourself repair, and used cars.

The Atlanta Motor Speedway is situated on 870 acres in Hampton, just 25 miles south of Atlanta. The facilities have seen extensive construction and renovations since its debut at the Atlanta International Raceway in 1960. In 2006 the Winners Grandstand was completed, and offers fans extended front stretch and pit road views. A new public suite, Club One, gives 1,000 fans a birds eye view of the entire track from the comfort of the club, or from the roof top observation deck.

Admission to Speedway events range from $20 general admission (advance tickets) to 3 Day Suite Packages for $550 per person. See your favorite drivers up close, feel the rumble of the engines and experience the thrill of the pits with your pre-race pit pass. Purchase a single day pit pass for $75, or a 3 day pass for $125. All pit passes require a Grandstand admission ticket purchase.

Campers can choose from camping facilities that include the Mid-State Family Campground or the new construction, the Trackside Terrace RV and Camping center. One of the newest camp sites is found at the Turn One Trackside, and offers exclusive views of the entire track from the comfort of your own RV. Camp sites are available in-field, outside, or even overlooking the track - and for choice sites reservations should be made well in advance. Rates range from $60 for an infield site to $150 for sites in Legends Camping. Yearly rates are also available for each camping area.

Everyone dreams of putting on the suit, buckling in and getting your hands on the wheel. You can make that dream come true at one of the Atlanta Motor Speedway schools. Choose from schools sponsored by Andretti/Gordon, Buck Baker, Dale Jarrett and Richard Petty. Take turns at 150 mph and feel the pull of the track for yourself. The Speedway also offers a teen driving school, XTreme Measures, that offers a driving experience that gives teens a driving experience that educates and gives them safety driving tips while having a great time.

The Dixie Speedway is also found in Atlanta, and is home to weekly stock car races as well as Outlaw Sprint Cars, Monster Truck Nationals and Demolition Derbies. From May through October you can enjoy racing Friday and Saturday nights. The Speedway is located in Woodstock, GA 25 minutes from Atlanta, near the Town Center Mall. Dixie Speedway is family owned and operated and has been providing families and race fans fun and thrill since 1976.

Racing has a rich history and deep tradition in Georgia, and Atlanta is home to some of racings top tracks and attractions.

Rob Vrabel is the owner of 2havefun.com, the largest resource of fun things to do in The U.S., since 1998! Learn about more Atlanta racing facilities at http://racing.2havefun.com/georgia.shtml

Appliance Repair Schools

If you enjoy working with your hands, you could quickly start earning a good paycheck by attending an appliance repair school. Appliance repair training is readily available in community colleges and trade schools, allowing you to acquire training and skills in a short time that will qualify you for a well-paying position in appliance repair.

To be an appliance service technician, you should possess both mechanical and electrical abilities, and you should be comfortable communicating with customers in a professional and polite manner. Appliance repair technicians who have some formal training are greatly preferred by employers. Comprehensive appliance repair training could soon have you fixing all sorts of household appliances. You'll learn the uses for specialized tools and testing equipment as you troubleshoot, maintain, and repair water heaters, washing machines, clothes dryers, dishwashers, electric heating devices, fans, trash compactors, disposals, refrigerators, and more.

An appliance repair course can last up to two years. During that time, some aspiring technicians will begin to focus on one or two specific types of appliances as a specialty. The appliance repair field continues to evolve, and it is important for appliance repair technicians to stay up-to-date with emerging techniques and methods of repair. Technicians can take intensive training courses on specific appliance models that are periodically provided by the manufacturer, and working appliance service technicians will oftentimes study the latest service manuals to keep current.

When you have completed the appliance repair course, you may apply for a variety of appliance repair certificates. You could take exams from the Professional Service Association (PSA) and become a Certified Appliance Professional (CAP); or you could take the National Appliance Service Technician Certification (NASTeC) exam from the International Society of Certified Electronics Technicians (ISCET). If your job will have you dealing with refrigerants, you will be required to receive certification for proper handling as mandated by the U.S. Environmental Protection Agency (EPA). Your appliance repair school may offer additional training to help you pass exams. In short, you could soon be working in a new and rewarding profession, and the place to start is at an appliance repair school near you.

If you would like to know more about Appliance Repair Schools, or even online schools, we urge you to submit a request today to a few choice schools found on our website. You will soon have all the information you need to take that first step to a new career in appliance repair.

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on our website.

Copyright 2007 - All rights reserved by Media Positive Communications, Inc.

Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

Michael Bustamante is a staff writer for Media Positive Communications, Inc. Find Appliance Repair Training, as well as Schools, Colleges, Universities, Vocational Schools, and Online Schools at SchoolsGalore.com, your educational resource to locate schools.

Home Mold Test Kits

Five Steps Towards Greater Self Confidence

We watch the star athlete calmly make the final shot, score the winning goal, or lead his team for a touchdown in the final minute of the game. We marvel at their talent and their determination, but what we value and admire most is the supreme confidence they display they know they will succeed.

Confidence is an attribute that is alluring, attractive, valuable, desirable and contagious. Most everyone aspires to greater levels of it, even if they feel confident most of the time. It is a trait that will help us create greater results for ourselves and when leading others. Any trait with this much benefit is one worth developing. And yes, you can develop and strengthen your confidence.

Consider these five steps as the building blocks for greater confidence in any part of your life.

1.Remind yourself of past successes. Confidence builds on past success. Since you have had success before, you can (and will) have it again. We strengthen our confidence in any activity when we review or remind ourselves of past successes. If you are trying to build confidence in a new area, past success can still help us strengthen our confidence. For example, if you have had success in doing something new in the past, review those experiences when trying something else new even if it is in an entirely different part of your life.

2.Read and listen to positive materials. Fill your mind with positive and affirming words, ideas and stories. Read things that enhances your skills or knowledge in the area in which you want to build your confidence. Read materials that are generally uplifting and affirming, and read biographies of successful people. You will find that many of them had troubles in life, came from tough situations and still succeeded. If you have ever thought, Well, if they can do, I could too. Then you realize that we can build our confidence by reading about others stories. Reading and listening to positive materials is about reinforcement, encouragement, and learning. All three of these components are needed for greater confidence.

3.See your future success. Olympic athletes, corporate executives, and successful people in all sorts of endeavors visualize future success. Confidence will grow when we see ourselves succeeding. Think about it, if you know you will succeed, your confidence will soar, right? Visualizing future success does that very thing for us. Our minds cannot tell the difference between something real and something vividly imagined. So vividly visualize your success. What will it look like, smell like, and taste like to have succeeded? Who will be with you, what will you be hearing and where will you be? How will you be feeling at that moment? Putting this much detail into your vivid picture improves the likelihood of success, and supports greater confidence!

4.Reframe failure. Thomas Edison spent a long time trying to create an incandescent light bulb to create light from electricity. He is attributed with saying, I have not failed, I have discovered twelve hundred materials that dont work. 1,200! Perhaps you feel you can reframe your failures as learning experiences as a chance to find out what doesnt work. But would you be able to do so 1,200 times? Know that failures will occur - and your confidence wont be as shaken when they come. Use the failures as an opportunity to learn. Realize that every failure puts you that much closer to success. When we reframe our failure as a learning experience we reduce our fear and increase our confidence.

5.Take confident action. You wanted confidence to help you try and succeed in new ways, right? So get out there and get at it! You have to put your confidence to the test. You have to practice. And, while you are taking action, make it confident action! Remember that if you act confident, you will be more confident. Review the other steps you have been taking to build your confidence. If you are driving towards your new action step, remind yourself of past successes, again. Visualize the successful outcome, again. Build your confidence at every step of the way, but remember it all must lead to action.

These steps are a regimen for strengthening and building your confidence in any life situation. Use these steps and I am confident, you will be more confident.

Kevin is Chief Potential Officer of The Kevin Eikenberry Group (http://KevinEikenberry.com), a learning consulting company that helps Clients reach their potential through a variety of training, consulting and speaking services. Kevin publishes Unleash Your Potential, a free weekly ezine designed to provide ideas, tools, techniques and inspiration to enhance your professional skills. Go to http://www.kevineikenberry.com/uypw/current.asp to read the current issue and subscribe.

Buddha

Resumes That Opens Doors - Two Things You Need To Know To Make It Happen

When you are in the process of writing your resume, it can be a daunting task. It is probably fair to say that it is one of the more difficult tasks you have to complete in the pursuit of employment. It shouldn't be, but it is. The reason it is so difficult is because we try to list every known detail about our experience and career. That is where we make the first mistake.

The first thing you need to know about writing a good resume that will get attention is to realize that you can offer too much information. As odd as that seems, it's true. Why? Human Resources professionals and hiring managers find it very difficult to review resumes that contain lines and lines of print with very little white space. Typically, there are just too many resumes to review and a biography is not what is needed. Don't ruin your chances of being considered for a position because you are too wordy. A resume should be an outline, or overview, of your experience and abilities only. Give the person reviewing your resume a reason to want to interview you. You want to fill in the particulars in that interview. If you offer too much, the manager may make a decision to rule you out without benefit of an interview. So, bottom line, make your resume appealing and easy on the eyes. Write in an informative, concise manner with lots of white space.

Secondly, let's talk about the most important part of your entire resume, your summary of qualifications. The summary of qualifications is the very first section of your resume following your heading or personal information. Some list an objective before the summary, but it is strictly optional. The summary is not optional and must be written in a way that conveys to that manager all of the important aspects of one's experience and career including skills and traits. This part of the resume is the most important because most managers spend an average of less than one minute reviewing a resume on the first pass. If the manager doesn't see what he/she is looking for in that summary, your resume may be discarded. Usually managers will review that summary and if minimal requirements are met, that resume is laid aside with others for a full review later. You want to be sure that your resume is in that stack and not cast aside.

The summary of qualifications is simply a summarization of all the important aspects of your career brought to the top from within the body of the resume. A good analogy is cream rising to the top. If you knew that the summary was the only part of your resume that a hiring manager might see, what would you make sure that manager knew about you? Anything you want known about you must be in that summary. It could very well be the one paragraph on your resume that draws attention to you and leads to that sought-after interview.

Resumes can, no doubt, be very difficult to write. However, if you focus on these two important areas of your resume, it becomes a much simpler process and those doors will begin to open for you.

Larry Presley is owner/operator of "Resumes That Open Doors", a resume preparation service which includes the writing of cover letters and interview coaching. Larry has many years of experience in Human Resources management and consulting. He regularly writes on human resources and employment-related issues.

For more information and professional assistance, please visit Larry's website at:

http://www.resumes-that-open-doors.com

John Adams